Denver · Colorado
Need financing for a Denver property? Submit your deal and our hard money specialists will explore loan options with you. Your initial inquiry is free, with no obligation.
Tell us what you need to borrow and your plans for the property.
Share a property in Denver and the Front Range with Hard Money Specialists and explore financing suited to your plans.
Use the form on this page to share the property, amount needed, timeline and what you want to achieve. Include anything that might complicate the deal.
A specialist reviews the details and discusses the financing routes that may suit the property and your circumstances.
The lender assesses the deal. Compare the written terms, fees, draw conditions, repayment date and any extension provisions.
Valuation, title, documentation and any other conditions must be satisfied before funding. Confirm the actual closing requirements rather than assuming a date.
Why Hard Money Specialists
Hard Money Specialists helps borrowers in Denver and along the Front Range explore specialist real estate financing. Share your deal and get a clear starting point for the next conversation.
A bungalow renovation in Denver and an infill duplex in Lakewood can need different funding. We start with your actual property and plan.
Infill and ADU projects in Denver depend on zoning and plan review. We ask about them early so the loan term fits the work.
Your initial Denver inquiry is free. Talk through the timeline, costs and repayment plan before choosing whether to take a proposal further.
Denver investors work with older bungalows and Denver squares, scrape and rebuild projects, duplexes and properties bought ahead of a refinance. Hard money loans in Denver, Colorado may help in suitable situations where timing or condition rules out a conventional loan for now.
Hard Money Specialists helps you talk through the deal with a hard money specialist. Explain the work needed, your cash or equity, your deadline and how the loan will be repaid. Those details make the first conversation far more useful than an amount alone.
A brick bungalow in Sunnyside, an infill rebuild in Berkeley and a suburban rental in Aurora carry different costs, rules and comparable sales. Start with the property and its zoning rather than a metro-wide assumption.
Read the hard money loans guide
The right structure depends on the property and what comes next. These are some of the situations you can discuss with a specialist.
Purchase and renovation financing for a Denver resale. Older homes can need sewer lines, electrical, foundations or roofs as well as finishes. Price the full scope and support the resale value with recent nearby sales.
Explore this financingFor a scrape and rebuild, duplex or ADU, bring plans, zoning and permit status, contractor estimates and a realistic schedule, including utilities and tap fees.
Explore this financingSingle-family and small multifamily purchases can be discussed. Include rent, vacancy, taxes, insurance and any city rental licensing requirements.
Explore this financingShort-term funding may bridge a purchase, sale or refinance on the Front Range. Give the repayment event, evidence supporting it and a backup plan.
Explore this financingA small commercial building, land or an urgent payoff needs a property-specific review. Share current use, occupancy, existing liens and the route to repayment.
Explore this financingA good financing plan starts with a workable property plan. A few local checks can uncover costs or delays before they become a problem.
Check the zone district before planning a duplex, ADU or rebuild. Lot size, height and use rules decide whether the finished project matches your numbers.
Plan reviews can take time on larger projects. Build realistic permit timing into the loan term instead of assuming work can start immediately.
On a pre-war house, scope sewer line, foundation, electrical and roof work early. These items can move a budget far more than finishes.
Denver is a combined city and county, but nearby addresses can be in Aurora, Lakewood or unincorporated areas with different rules. Confirm the jurisdiction for the parcel.
Interest and points are only part of a project's budget. Allow for closing costs, any broker fee, inspections, insurance, taxes, utilities and a repair contingency. Ask how renovation draws work and whether you must pay for completed work before reimbursement.
Compare the cash needed at closing with what you need to keep the project moving afterward. A loan that funds the purchase but leaves no room for repairs or a delay may not solve the problem.
Run the numbers for your Denver dealYou can send a deal in Denver or nearby Front Range communities such as Aurora, Lakewood, Arvada, Englewood and Thornton. Include the address and county so the discussion starts with the right records. Availability depends on the individual property and the lender.
Share the notices, sale date, outstanding debt and equity position as early as possible. Sending an inquiry does not pause a Colorado foreclosure or the public trustee's sale. A qualified Colorado attorney can explain the deadlines and legal options while financing is reviewed.
Read about foreclosure bailout optionsColorado real estate loans are commonly secured by a deed of trust, and most foreclosures are handled through the county public trustee rather than a full court case. A court order is still part of the process, and the recorded notices and sale date set the actual timetable.
Sending a financing inquiry does not postpone a public trustee sale. If a deadline is close, share the notices promptly and get advice from a qualified Colorado attorney while any option is reviewed.
Title companies usually handle Colorado closings. Ask them to confirm title, existing loan payoffs, HOA status and current taxes, and check the correct county records for the address.
General information only, not legal advice. Rules change and every property is different.