Specialist Real Estate Financing Nationwide
Hard Money
Specialists
Every real estate deal has its own challenges. We help you explore hard money and private financing with specialists who understand your kind of project.
Specialist financing nationwide. Free specialist help. No obligation.
Flexible financing
For straightforward and more complex deals
All credit considered
The property and your plans matter too
Time-sensitive projects
Fast closings available on qualifying deals
Who we are
A specialist approach to real estate financing
Hard Money Specialists helps borrowers, investors and developers explore financing across the United States. From a single renovation to a ground-up build, we start with the property, the numbers and what you need to achieve.
Different lenders suit different projects. We help you put your situation in front of lenders who consider that type of deal, so you can understand the options and decide what works for you.
There are no fixed loan limits across the lenders we work with. What may be available depends on the property, the project and the individual lender’s criteria.
More about Hard Money SpecialistsThe details come first
Your budget, available equity, timeline and repayment plan give a specialist the context to consider your inquiry.
The right experience matters
A renovation, a rental refinance and a construction project need different financing. We take those differences into account.
The decision stays yours
An inquiry is not a commitment. Review the proposed terms, ask questions and decide whether to move forward.
Understand your options
Get a clearer picture before you borrow
How a loan works matters just as much as how quickly it can close. Start with the basics, then look at the numbers for your deal.
Hard Money Specialists: how hard money loans work, from the property review to repayment.
How hard money loans work
Understand equity, loan terms, renovation draws and the questions to ask before accepting an offer.
Read the guideRun the numbers for your deal
Estimate interest-only payments, points and borrowing costs with our hard money loan calculator.
Use the calculatorFinancing for different kinds of real estate
Buying, renovating, building or refinancing? Explore the financing categories below to see where your project may fit.
Fix & Flip Loans
Short-term funding to buy and renovate a property, with rehab costs released in stages as the work progresses.
Explore financingBridge Loans
Fast, short-term finance that covers the gap between buying an asset and arranging a permanent solution or sale.
Explore financingRental & Investment Property
Financing for single rentals and small portfolios, including DSCR-style products assessed on the property's income.
Explore financingConstruction & Ground-Up
Staged funding for ground-up builds, spec homes and major renovation, released against a draw schedule.
Explore financingCommercial Real Estate
Asset-based finance for retail, office, industrial, mixed-use and other income-producing commercial property.
Explore financingLand & Special Situations
Land acquisition, entitlement, partner buyouts, probate and other scenarios conventional lenders decline.
Explore financingA straightforward first step
From your first inquiry to reviewing terms
Tell us about your deal
Share the property, the amount you need and your timeline. Include any details that make your situation different.
Discuss the possibilities
A specialist reviews your inquiry and helps you explore financing with lenders that consider your type of project.
Review your options
If a partner can help, review their proposed costs, conditions and next steps before deciding whether to proceed.
Let’s talk about your deal
Have a property in mind or a financing problem to work through? Tell us what’s happening and what you need. You don’t need to have every detail settled before reaching out.
Your inquiry is free and there’s no obligation to proceed. Share as much as you can about the property, your timeline and how you plan to repay the financing.
Or email your deal to
quote@hardmoneyspecialists.com
Tell us about your deal
Share the basics and a specialist will review your options with you. All credit considered.